About Development Finance

If you are a property developer or landlord, development finance is the ideal way to get your new project off the ground.

Our vast experience in this field means that we can make sure you secure the best deal possible. Whether you are looking to make inroads on an extensive new build project or redevelopan existing property,

Our team is here to find youthe property development finance package that will make it happen.

Criteria highlights
  • Up to 70% gross development value.
  • Up to 70% gross development value.
  • Up to 70% of land acquisition value.
  • Up to 100% of build costs.
  • Up to 80% of loan to cost (land acquisition cost + build cost + professional fees).
  • Terms 3 to 18 months.
  • Staged payments.
  • Interest can be rolled up or retained.
  • Finance available for residential and commercial development.
  • Finance available for conversions and refurbishments.
  • Lending in England, Wales and Scotland.
Development Finance

You can leave us your contact details via our enquiry form, or you can call us during business hours and we will return your call at your nearest possible convenience in order to discuss in more detail the buy-to-let mortgage product that Mortgaze may be able to secure for you.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.


Frequently Asked Question

We are happy to answer your queries on the phone or in person but here are answers to some of the most frequently asked questions we receive regarding buy to let mortgages for limited companies.

Property development finance is a type of funding that is generally used for new large scale building projects or comprehensive renovations to an existing property.
You would most likely be looking to secure this type of finance when embarking upon a large, mid to long-term project. In this way it differs from more basic refurbishment finance or bridge loans, though these are services which we are able to provide you with too.

As there are no set standard rates for property development finance this is exactly where we come in to ensure that you find the perfect match at the best possible rate. With a wealth of experience and contacts within the market, we’re able to approach a variety of lenders and institutions in order to make sure you get the best deal.

Our team are highly skilled at presenting your application in such a way that will best emphasise the strength of your development to ensure that your project will receive the most favourable rates.

As a general rule, the rate that you would expect to pay on your finance would be around 6.0%

Yes, the amount you receive will be worked out agains the gross development value (GDV) of the project. At the moment you can take out a loan of up to 60% of the GDV, or 75% of the projected total final costs

As mentioned earlier, property development finance is mainly used for large projects with most developments hoping to receive finance starting from £250k and upwards.

Property development finance is typically an interest free way of achieving a large, short-term capital boost. Depending on the amount of finance you receive at the outset, most loans are repaid within 6 to 18 months. The interest you pay back is normally factored into the total cost of the loan in order to avoid the need for any extra monthly payments.

Due to the high levels of capital involved, property development finance is by no means easy to secure. Alongside our expertise in submitting applications, the property developer or landlord seeking such finance should have a prior history of successful developments and all relevant paperwork relating to the current project in excellent order

Get in contact with us today via telephone or email and we will walk you through your options and advise you on the best next step in order to secure the level of finance that you need to get your project moving forward today.

Mortgage Calculator

We work with some of the best & most experienced lenders to bring high quality mortgage solutions..

Residential Stamp Duty Calculator

Property Value is


Non Residential Stamp Duty Calculator

Property Value is


Please note that this calculator is only for illustrative purposes only and is not a mortgage offer. This is a guide to how much you'd pay each month. The exact amount will depend on the type of mortgage and the lender.

Some of Our Lenders

We work with some of the best & most experienced lenders to bring high quality mortgage solutions..

  • MT Finance

  • Saffron Building Society

  • Aldermore BTL

  • Clydesdale Bank

  • Kent Reliance

  • National Counties Building Society

  • Santander Corporate & Commercial

  • Aldermore Commercial

  • Abbey

  • Cambridge Building Society

  • InterBay Commercial

  • Mortgage Trust

  • Principality Building Society

  • Accord Mortgages

  • Castle Trust

  • Kensington

  • Shawbrook Bridging

  • Arbuthnot Latham

  • Dragonfly Development

  • Leek United

  • Norwich and Peterborough

  • Shawbrook BTL

  • Axis Bank

  • Dudley Building Society

  • Lend Invest

  • Norwich and Peterborough BTL

  • Shawbrook Second Charge

  • Bank of China

  • First Bank of Nigeria

  • Lloyds Bank Commercial

  • Oblix Capital

  • Skipton Building Society

  • Barclays Commercial

  • Fleet Mortgages

  • Marsden Building Society

  • Paragon Mortgages

  • The Mortgage Works

  • Barclays Mortgages

  • Foundation Home Loans

  • Masthaven

  • Pepper Homeloans BTL

  • Together BTL

  • Birmingham Midshires

  • Harpenden Building Society

  • Metro Bank

  • Platform

  • Together Commercial

  • Bridgebank Capital

  • Hinkley and Rugby BS

  • Metro Bank Commercial

  • Precise Mortgages BTL

  • UBS

  • Buckinghamshire Building Society

  • HSBC Commercial

  • Mint Bridging

  • Precise Mortgages Bridge

  • United Trust Bank

  • Cambridge and Counties Bank

  • ICICI Bank

  • Monmouthshire Building Society